Are you one of the 1000's of San Diego Homeowners who needs to sell, but owe more on your home than it's worth?
Are you wondering what your options are in dealing with your lender?
Well, we have good news for you.
Through a process called a Real Estate Short Sale, we can help you:
- Sell Your Home For Top Market Value
- Avoid Foreclosure & Bankruptcy
- Save Your Credit
- Walk Away From Your Home With No Debt And No Tax Consequences
Sound too good to be true?
Let us repeat that.
If you need to sell your home, but owe more on your home than it is worth, I can help you sell your home quickly, easily and for top market value, without ruining your credit, going through foreclosure or declaring bankruptcy.
You will pay absolutely nothing to sell your home, and you will owe nothing to your lender.
You will not have the stain of a foreclosure or a bankruptcy on your credit, and you will even be able to buy another home when you are ready.
We have helped 100's of San Diego homeowners do exactly this just within the past several months.
It makes no difference who your lender is -
Countrywide, Chase, Wells Fargo, Bank of America, Downey Savings, CITI, Chevy Chase, Washington Mutual, Wachovia, World Savings, EMC, First Franklin, Flagstar, GMAC, Greenpoint, Homecomings, Home Eq, HSBC, Irwin, National City, Novastar, Option One, Ocwen, Aurora, Deutsche Bank
We have worked with all of these and more.
With that said, a sincere word of caution: Timing is absolutely critical.
Most real estate agents, and most mortgage brokers, are not experienced in short sales and have no idea how to get them to go through and get approved.
It is an arduous process.
If you hire someone who does not know what they are doing, you very likely will get yourself in a situation where your home will be foreclosed on.
You do not want to go through foreclosure.
Your credit will be ruined and you may very likely be pursued by your lender to repay your mortgage.
There is a high probability that your mortgage is what the industry calls a "recourse loan", which means your lender can go after you to repay your debt, even after your home has been foreclosed on.
So do your homework, and don't trust this process to someone who is inexperienced - go with the best. Go with the Best San Diego Realtors Dmitry and Vlad.
You should also be wary of the many companies that actually encourage you to go through foreclosure so that you can live in your home for a few months without paying your mortgage.
These companies prey on people who are vulnerable and unaware of the foreclosure and mortgage laws. They even charge you a fee for the privilege of getting foreclosed on!
This is financial suicide, and it is totally unnecessary.
Your lender does not want to foreclose on your home.
They would much rather have you stay in your home and continue making your payments, or have you sell it and get it off their books, even with them taking a financial loss.
For more information, and a FREE, no obligation over-the-phone consultation about your situation, call us at 619-977-4929 Dmitry or 619-379-6536 Vlad.
Sincerely,
Dmitry Pasternak
Vlad Geft
#1 Agents in San Diego County
#1 San Diego Short Sale Experts
P.S. One final point, it might be really important: Timing is absolutely critical in avoiding foreclosure and doing a successful real estate short sale.
The sooner you get the process started, the more options you will have.
Remember, in a Real Estate Short Sale, you pay nothing, you owe nothing, and you save your credit.
Call us today to discuss your unique situation.
