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WELCOME TO UTOPIA MORTGAGE
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At Utopia Mortgage you will enjoy the best interest rate and program to match your needs because we deal with over 250 banks and lending institutions. Give us a try and you will be very surprised. Below is what you can expect in the loan process.
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Here's what you can expect during the lending process:
- The online application takes about 15 minutes to complete. We will ask questions about your property and finances.
- Once we receive your application, we will contact you within one business day to review your application, financial situation and financing options.
- Next, we'll send you a welcome letter that contains a list of items that we need to verify the information you provided during the online application.
We will guide you every step of the way.
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| Underwriting/Commitment |
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A loan underwriter will review your financial profile and compare it to the guidelines for your chosen product. If approved, you will receive a written commitment of the terms and conditions. Processing may include the verification of your financial information, collection of documents to satisfy conditions of the commitment, and a review of the appraisal of the property. We will be happy to answer any questions you may have. |
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| Closing |
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The closing is a meeting of all the related parties to finalize the transaction at the branch of your choice. At closing, paperwork associated with the transaction will be signed and witnessed, and arrangements will be made for the disbursement of the loan proceeds. |
APPLY ONLINE
or if you need more information fill out the form below
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